Austin, Texas – The Insurance Council of Texas (ICT) is urging Texans to take necessary precautions to prepare for potential storms in Spring 2023. It is essential to review insurance coverage with an insurance professional to ensure adequate protection. Being prepared can help avoid unexpected expenses, protect properties, and, most importantly, keep Texans safe during the storm season.

Severe weather season usually lasts from March through May and poses a significant risk of hail, wind and tornadoes. The state typically experiences a surge in thunderstorms during this time, some of which can be severe and cause substantial property damage. Storms can form suddenly and be difficult to predict, so Texans are urged to stay alert and keep an eye on weather forecasts during this period.

 "As we approach the Texas spring storm season, it is crucial for individuals to take the necessary steps to protect their property, prepare for potential hazards, have an evacuation plan, and confirm you have adequate coverage for potential storm damages," said Rich Johnson, Director of Communications and Government Affairs at ICT. "Many policies have specific limitations or exclusions for certain types of damage, such as flooding or wind-driven rain, so it is essential to review coverage carefully and discuss any concerns with an insurance agent.”

The best way to protect oneself during severe weather is to have a plan in place, including a designated safe area in the home or workplace, and to heed warnings and take shelter immediately if necessary. Homeowners are encouraged to prepare their properties for potential storm damage by securing outdoor items, trimming trees and branches, and checking for leaks or weak spots in roofs and windows and creating a home inventory.

Tips from the Insurance Council of Texas: How to Prepare for Severe Storms

    Ensure they have adequate coverage

    All Texans should start by reviewing their insurance policies to make sure they have the right coverage and protection in place, including dwelling amounts

    Create a home inventory

    To be better prepared for the claims process that happens after a loss. Walk through your home, recording each room and documenting the items you own, then email the file to yourself or store it in the cloud to access later. Make a list of electronics, jewelry, artwork or other valuables in your home.

    Sign up for weather alerts

    Check your local news station or the National Weather Service for alert systems and plan an evacuation route in the event of a hurricane.

    Create an Emergency Kit

    Be prepared for any severe weather event by creating an emergency disaster supply kit. A basic kit includes:

    Enough water for several days for each person in your household (a gallon a day is recommended),
    Non-perishable food,
    Battery-powered radio, flashlight, first aid kit, and extra batteries and cell phone chargers,
    Copies of important documents like your insurance policy,
    Other items you may need include medicines, pet food, and cash


See a full list of recommended items at ready.gov.

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About the Insurance Council of Texas

The Insurance Council of Texas is a nonprofit trade association that promotes the property and casualty insurance industry by providing relevant information and resources to its members, the public, regulators, and the media. Learn more at www.insurancecouncil.org.