Austin, Texas, April 1, 2024 – As spring brings its share of severe weather to Texas, the Insurance Council of Texas (ICT) urges residents to prepare themselves and their properties for potential hazards. With the season known for its hailstorms, flooding, strong winds, and tornadoes, it's crucial for Texans to be proactive in safeguarding their homes and belongings.

"Preparation is key to mitigating the impact of severe spring weather,” said Rich Johnson, director of communications for ICT. “By taking proactive steps and staying informed, Texans can better protect themselves and their property and automobiles."

Before Severe Weather Hits:

Review Your Insurance Coverage: Ensure that your insurance policies, including homeowners, renters, and auto insurance, are up-to-date and provide adequate coverage for potential damage caused by spring weather hazards.

Conduct a Home Inventory: Document your possessions and their value through photos or videos. This inventory will facilitate the claims process in case of damage or loss.

Secure Outdoor Items: Secure loose outdoor items such as patio furniture, grills, and gardening tools to prevent them from becoming projectiles during strong winds.

Protect Your Vehicles: If possible, move vehicles to a covered area to shield them from hail and other damaging elements.

During Severe Weather:

Stay Informed: Keep track of weather forecasts and warnings issued by local authorities. Have a reliable method, such as a weather radio or smartphone app, to receive real-time updates.

Seek Shelter: In the event of severe weather, seek shelter in a sturdy building, preferably in a basement or interior room away from windows.

After Severe Weather:

Document Damage: After the storm passes, document any damage to your property by taking photos or videos. This documentation will assist insurance adjusters during the claims process.

Mitigate Further Damage: Take immediate steps to prevent further damage to your property. This may include tarping damaged roofs, boarding up broken windows, and removing debris.

Contact Your Insurance Provider: Promptly report any damages to your insurance provider and initiate the claims process. Be prepared to provide detailed information about the extent of the damage. Let the claims process take its course.

For additional information and resources on insurance and safety tips for severe weather preparedness, visit the Insurance Council of Texas website at www.insurancecouncil.org.